O-1 BAH Rates in Providence, RI (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Providence, RI is $3,234 per month with dependents and $2,892 per month without dependents. This rate is $899 above the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Providence is approximately $7,882.48 with dependents or $7,540.48 without.

O-1 BAH: Providence vs National Average

	Providence	National Avg	Difference
With Dependents	$3,234	$2,335	+$899
Without Dependents	$2,892	$1,975	+$917

O-1 Total Monthly Compensation in Providence

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Providence:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$3,234	$2,892
BAS	$328.48	$328.48
Total	$7,882.48	$7,540.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Providence

• E-3 — $3,045/mo
• E-4 — $3,045/mo
• E-5 — $3,195/mo
• E-6 — $3,456/mo
• E-7 — $3,657/mo
• O-2 — $3,453/mo
• O-3 — $4,008/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Providence?

The 2026 O-1 BAH rate in Providence is $3,234/mo with dependents and $2,892/mo without dependents.

What is the total monthly pay for O-1 in Providence?

An O-1 with 2 years of service in Providence earns approximately $7,882.48/mo total compensation with dependents (base pay $4,320 + BAH $3,234 + BAS $328.48). Without dependents: $7,540.48/mo.

Is Providence BAH above or below average?

O-1 BAH in Providence is $899 above the national average of $2,335/mo with dependents.

View all Rhode Island BAH rates →