O-3 BAH Rates in Eugene, OR (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Eugene, OR is $2,766 per month with dependents and $2,370 per month without dependents. This rate is $93 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Eugene is approximately $10,831.48 with dependents or $10,435.48 without.

O-3 BAH: Eugene vs National Average

	Eugene	National Avg	Difference
With Dependents	$2,766	$2,859	−$93
Without Dependents	$2,370	$2,493	−$123

O-3 Total Monthly Compensation in Eugene

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Eugene:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,766	$2,370
BAS	$328.48	$328.48
Total	$10,831.48	$10,435.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Eugene

• E-3 — $2,046/mo
• E-4 — $2,046/mo
• E-5 — $2,187/mo
• E-6 — $2,481/mo
• E-7 — $2,583/mo
• O-1 — $2,229/mo
• O-2 — $2,478/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Eugene?

The 2026 O-3 BAH rate in Eugene is $2,766/mo with dependents and $2,370/mo without dependents.

What is the total monthly pay for O-3 in Eugene?

An O-3 with 6 years of service in Eugene earns approximately $10,831.48/mo total compensation with dependents (base pay $7,737 + BAH $2,766 + BAS $328.48). Without dependents: $10,435.48/mo.

Is Eugene BAH above or below average?

O-3 BAH in Eugene is $93 below the national average of $2,859/mo with dependents.

View all Oregon BAH rates →