O-2 BAH Rates in Eugene, OR (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Eugene, OR is $2,478 per month with dependents and $2,145 per month without dependents. This rate is $130 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Eugene is approximately $9,290.98 with dependents or $8,957.98 without.
O-2 BAH: Eugene vs National Average
| Eugene | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,478 | $2,608 | −$130 |
| Without Dependents | $2,145 | $2,243 | −$98 |
O-2 Total Monthly Compensation in Eugene
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Eugene:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,478 | $2,145 |
| BAS | $328.48 | $328.48 |
| Total | $9,290.98 | $8,957.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Eugene
- E-3 — $2,046/mo
- E-4 — $2,046/mo
- E-5 — $2,187/mo
- E-6 — $2,481/mo
- E-7 — $2,583/mo
- O-1 — $2,229/mo
- O-3 — $2,766/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Eugene?
The 2026 O-2 BAH rate in Eugene is $2,478/mo with dependents and $2,145/mo without dependents.
What is the total monthly pay for O-2 in Eugene?
An O-2 with 4 years of service in Eugene earns approximately $9,290.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,478 + BAS $328.48). Without dependents: $8,957.98/mo.
Is Eugene BAH above or below average?
O-2 BAH in Eugene is $130 below the national average of $2,608/mo with dependents.
O-2 BAH in Eugene, OR, in context
An O-2 with dependents in Eugene, OR draws $2,478/mo — 5% below the national average of $2,608 for this grade (139th of 299 MHAs). Without dependents the rate is $2,145/mo, a $333 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $288/mo (to $2,766), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.