O-2 BAH Rates in Cleveland, OH (2026)

With Dependents
$2,415
per month
Without Dependents
$1,932
per month
Total Comp (w/ dep)
$9,227.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Cleveland, OH is $2,415 per month with dependents and $1,932 per month without dependents. This rate is $193 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Cleveland is approximately $9,227.98 with dependents or $8,744.98 without.

O-2 BAH: Cleveland vs National Average

ClevelandNational AvgDifference
With Dependents$2,415$2,608−$193
Without Dependents$1,932$2,243−$311

O-2 Total Monthly Compensation in Cleveland

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Cleveland:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$2,415$1,932
BAS$328.48$328.48
Total$9,227.98$8,744.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cleveland

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Cleveland?

The 2026 O-2 BAH rate in Cleveland is $2,415/mo with dependents and $1,932/mo without dependents.

What is the total monthly pay for O-2 in Cleveland?

An O-2 with 4 years of service in Cleveland earns approximately $9,227.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,415 + BAS $328.48). Without dependents: $8,744.98/mo.

Is Cleveland BAH above or below average?

O-2 BAH in Cleveland is $193 below the national average of $2,608/mo with dependents.

View all Ohio BAH rates →

O-2 BAH in Cleveland, OH, in context

An O-2 with dependents in Cleveland, OH draws $2,415/mo — 7.4% below the national average of $2,608 for this grade (149th of 299 MHAs). Without dependents the rate is $1,932/mo, a $483 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $42/mo (to $2,457), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.