O-1 BAH Rates in Fargo, ND (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fargo, ND is $1,785 per month with dependents and $1,338 per month without dependents. This rate is $550 below the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fargo is approximately $6,433.48 with dependents or $5,986.48 without.

O-1 BAH: Fargo vs National Average

	Fargo	National Avg	Difference
With Dependents	$1,785	$2,335	−$550
Without Dependents	$1,338	$1,975	−$637

O-1 Total Monthly Compensation in Fargo

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fargo:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$1,785	$1,338
BAS	$328.48	$328.48
Total	$6,433.48	$5,986.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Fargo

• E-3 — $1,521/mo
• E-4 — $1,521/mo
• E-5 — $1,707/mo
• E-6 — $2,337/mo
• E-7 — $2,400/mo
• O-2 — $2,328/mo
• O-3 — $2,511/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Fargo?

The 2026 O-1 BAH rate in Fargo is $1,785/mo with dependents and $1,338/mo without dependents.

What is the total monthly pay for O-1 in Fargo?

An O-1 with 2 years of service in Fargo earns approximately $6,433.48/mo total compensation with dependents (base pay $4,320 + BAH $1,785 + BAS $328.48). Without dependents: $5,986.48/mo.

Is Fargo BAH above or below average?

O-1 BAH in Fargo is $550 below the national average of $2,335/mo with dependents.

View all North Dakota BAH rates →