O-2 BAH Rates in Morehead/Cherry Pt McAs, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Morehead/Cherry Pt McAs, NC is $2,043 per month with dependents and $1,839 per month without dependents. This rate is $565 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Morehead/Cherry Pt McAs is approximately $8,855.98 with dependents or $8,651.98 without.
O-2 BAH: Morehead/Cherry Pt McAs vs National Average
| Morehead/Cherry Pt McAs | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,043 | $2,608 | −$565 |
| Without Dependents | $1,839 | $2,243 | −$404 |
O-2 Total Monthly Compensation in Morehead/Cherry Pt McAs
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Morehead/Cherry Pt McAs:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,043 | $1,839 |
| BAS | $328.48 | $328.48 |
| Total | $8,855.98 | $8,651.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Morehead/Cherry Pt McAs
- E-3 — $1,806/mo
- E-4 — $1,806/mo
- E-5 — $1,851/mo
- E-6 — $2,046/mo
- E-7 — $2,181/mo
- O-1 — $1,884/mo
- O-3 — $2,421/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Morehead/Cherry Pt McAs?
The 2026 O-2 BAH rate in Morehead/Cherry Pt McAs is $2,043/mo with dependents and $1,839/mo without dependents.
What is the total monthly pay for O-2 in Morehead/Cherry Pt McAs?
An O-2 with 4 years of service in Morehead/Cherry Pt McAs earns approximately $8,855.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,043 + BAS $328.48). Without dependents: $8,651.98/mo.
Is Morehead/Cherry Pt McAs BAH above or below average?
O-2 BAH in Morehead/Cherry Pt McAs is $565 below the national average of $2,608/mo with dependents.
O-2 BAH in Morehead/Cherry Pt MCAS, NC, in context
An O-2 with dependents in Morehead/Cherry Pt MCAS, NC draws $2,043/mo — 21.7% below the national average of $2,608 for this grade (222nd of 299 MHAs). Without dependents the rate is $1,839/mo, a $204 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $378/mo (to $2,421), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.