O-3 BAH Rates in Camp Lejeune, NC (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Camp Lejeune, NC is $2,085 per month with dependents and $1,809 per month without dependents. This rate is $774 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Camp Lejeune is approximately $10,150.48 with dependents or $9,874.48 without.
O-3 BAH: Camp Lejeune vs National Average
| Camp Lejeune | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,085 | $2,859 | −$774 |
| Without Dependents | $1,809 | $2,493 | −$684 |
O-3 Total Monthly Compensation in Camp Lejeune
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Camp Lejeune:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,085 | $1,809 |
| BAS | $328.48 | $328.48 |
| Total | $10,150.48 | $9,874.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Camp Lejeune
- E-3 — $1,578/mo
- E-4 — $1,578/mo
- E-5 — $1,584/mo
- E-6 — $1,944/mo
- E-7 — $1,995/mo
- O-1 — $1,635/mo
- O-2 — $1,941/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Camp Lejeune?
The 2026 O-3 BAH rate in Camp Lejeune is $2,085/mo with dependents and $1,809/mo without dependents.
What is the total monthly pay for O-3 in Camp Lejeune?
An O-3 with 6 years of service in Camp Lejeune earns approximately $10,150.48/mo total compensation with dependents (base pay $7,737 + BAH $2,085 + BAS $328.48). Without dependents: $9,874.48/mo.
Is Camp Lejeune BAH above or below average?
O-3 BAH in Camp Lejeune is $774 below the national average of $2,859/mo with dependents.
O-3 BAH in Camp Lejeune, NC, in context
An O-3 with dependents in Camp Lejeune, NC draws $2,085/mo — 27.1% below the national average of $2,859 for this grade (252nd of 299 MHAs). Without dependents the rate is $1,809/mo, a $276 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $270/mo (to $2,355), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.