O-3 BAH Rates in ASHEVILLE, NC (2026)

With Dependents
$2,835
per month
Without Dependents
$2,439
per month
Total Comp (w/ dep)
$10,900.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in ASHEVILLE, NC is $2,835 per month with dependents and $2,439 per month without dependents. This rate is $24 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in ASHEVILLE is approximately $10,900.48 with dependents or $10,504.48 without.

O-3 BAH: ASHEVILLE vs National Average

ASHEVILLENational AvgDifference
With Dependents$2,835$2,859$-24
Without Dependents$2,439$2,493$-54

O-3 Total Monthly Compensation in ASHEVILLE

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in ASHEVILLE:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,835$2,439
BAS$328.48$328.48
Total$10,900.48$10,504.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in ASHEVILLE

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in ASHEVILLE?

The 2026 O-3 BAH rate in ASHEVILLE is $2,835/mo with dependents and $2,439/mo without dependents.

What is the total monthly pay for O-3 in ASHEVILLE?

An O-3 with 6 years of service in ASHEVILLE earns approximately $10,900.48/mo total compensation with dependents (base pay $7,737 + BAH $2,835 + BAS $328.48). Without dependents: $10,504.48/mo.

Is ASHEVILLE BAH above or below average?

O-3 BAH in ASHEVILLE is $24 below the national average of $2,859/mo with dependents.

View all North Carolina BAH rates →