E-5 BAH Rates in NEW YORK CITY, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in NEW YORK CITY, NY is $5,070 per month with dependents and $4,980 per month without dependents. This rate is $2,781 above the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in NEW YORK CITY is approximately $9,656.95 with dependents or $9,566.95 without.
E-5 BAH: NEW YORK CITY vs National Average
| NEW YORK CITY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,070 | $2,289 | +$2,781 |
| Without Dependents | $4,980 | $1,871 | +$3,109 |
E-5 Total Monthly Compensation in NEW YORK CITY
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in NEW YORK CITY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $5,070 | $4,980 |
| BAS | $476.95 | $476.95 |
| Total | $9,656.95 | $9,566.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in NEW YORK CITY
- E-3 — $5,067/mo
- E-4 — $5,067/mo
- E-6 — $5,097/mo
- E-7 — $5,238/mo
- O-1 — $5,073/mo
- O-2 — $5,094/mo
- O-3 — $5,529/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in NEW YORK CITY?
The 2026 E-5 BAH rate in NEW YORK CITY is $5,070/mo with dependents and $4,980/mo without dependents.
What is the total monthly pay for E-5 in NEW YORK CITY?
An E-5 with 6 years of service in NEW YORK CITY earns approximately $9,656.95/mo total compensation with dependents (base pay $4,110 + BAH $5,070 + BAS $476.95). Without dependents: $9,566.95/mo.
Is NEW YORK CITY BAH above or below average?
E-5 BAH in NEW YORK CITY is $2,781 above the national average of $2,289/mo with dependents.