E-7 BAH Rates in Fort Drum/Watertown, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Fort Drum/Watertown, NY is $2,103 per month with dependents and $1,578 per month without dependents. This rate is $599 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Fort Drum/Watertown is approximately $8,580.85 with dependents or $8,055.85 without.
E-7 BAH: Fort Drum/Watertown vs National Average
| Fort Drum/Watertown | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,103 | $2,702 | −$599 |
| Without Dependents | $1,578 | $2,158 | −$580 |
E-7 Total Monthly Compensation in Fort Drum/Watertown
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Fort Drum/Watertown:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,103 | $1,578 |
| BAS | $476.95 | $476.95 |
| Total | $8,580.85 | $8,055.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Drum/Watertown
- E-3 — $1,569/mo
- E-4 — $1,569/mo
- E-5 — $1,665/mo
- E-6 — $1,893/mo
- O-1 — $1,701/mo
- O-2 — $1,890/mo
- O-3 — $2,469/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Fort Drum/Watertown?
The 2026 E-7 BAH rate in Fort Drum/Watertown is $2,103/mo with dependents and $1,578/mo without dependents.
What is the total monthly pay for E-7 in Fort Drum/Watertown?
An E-7 with 16 years of service in Fort Drum/Watertown earns approximately $8,580.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,103 + BAS $476.95). Without dependents: $8,055.85/mo.
Is Fort Drum/Watertown BAH above or below average?
E-7 BAH in Fort Drum/Watertown is $599 below the national average of $2,702/mo with dependents.
E-7 BAH in Fort Drum/Watertown, NY, in context
An E-7 with dependents in Fort Drum/Watertown, NY draws $2,103/mo — 22.2% below the national average of $2,702 for this grade (226th of 299 MHAs). Without dependents the rate is $1,578/mo, a $525 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $228/mo (to $2,331), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.