E-5 BAH Rates in Fort Drum/Watertown, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Fort Drum/Watertown, NY is $1,665 per month with dependents and $1,422 per month without dependents. This rate is $624 below the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Fort Drum/Watertown is approximately $6,251.95 with dependents or $6,008.95 without.
E-5 BAH: Fort Drum/Watertown vs National Average
| Fort Drum/Watertown | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,665 | $2,289 | −$624 |
| Without Dependents | $1,422 | $1,871 | −$449 |
E-5 Total Monthly Compensation in Fort Drum/Watertown
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Fort Drum/Watertown:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $1,665 | $1,422 |
| BAS | $476.95 | $476.95 |
| Total | $6,251.95 | $6,008.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Drum/Watertown
- E-3 — $1,569/mo
- E-4 — $1,569/mo
- E-6 — $1,893/mo
- E-7 — $2,103/mo
- O-1 — $1,701/mo
- O-2 — $1,890/mo
- O-3 — $2,469/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in Fort Drum/Watertown?
The 2026 E-5 BAH rate in Fort Drum/Watertown is $1,665/mo with dependents and $1,422/mo without dependents.
What is the total monthly pay for E-5 in Fort Drum/Watertown?
An E-5 with 6 years of service in Fort Drum/Watertown earns approximately $6,251.95/mo total compensation with dependents (base pay $4,110 + BAH $1,665 + BAS $476.95). Without dependents: $6,008.95/mo.
Is Fort Drum/Watertown BAH above or below average?
E-5 BAH in Fort Drum/Watertown is $624 below the national average of $2,289/mo with dependents.
E-5 BAH in Fort Drum/Watertown, NY, in context
An E-5 with dependents in Fort Drum/Watertown, NY draws $1,665/mo — 27.3% below the national average of $2,289 for this grade (231st of 299 MHAs). Without dependents the rate is $1,422/mo, a $243 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $228/mo (to $1,893), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.