E-7 BAH Rates in Ballston Spa/Albany, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Ballston Spa/Albany, NY is $2,997 per month with dependents and $2,397 per month without dependents. This rate is $295 above the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Ballston Spa/Albany is approximately $9,474.85 with dependents or $8,874.85 without.
E-7 BAH: Ballston Spa/Albany vs National Average
| Ballston Spa/Albany | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,997 | $2,702 | +$295 |
| Without Dependents | $2,397 | $2,158 | +$239 |
E-7 Total Monthly Compensation in Ballston Spa/Albany
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Ballston Spa/Albany:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,997 | $2,397 |
| BAS | $476.95 | $476.95 |
| Total | $9,474.85 | $8,874.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Ballston Spa/Albany
- E-3 — $2,388/mo
- E-4 — $2,388/mo
- E-5 — $2,634/mo
- E-6 — $2,862/mo
- O-1 — $2,670/mo
- O-2 — $2,859/mo
- O-3 — $3,234/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Ballston Spa/Albany?
The 2026 E-7 BAH rate in Ballston Spa/Albany is $2,997/mo with dependents and $2,397/mo without dependents.
What is the total monthly pay for E-7 in Ballston Spa/Albany?
An E-7 with 16 years of service in Ballston Spa/Albany earns approximately $9,474.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,997 + BAS $476.95). Without dependents: $8,874.85/mo.
Is Ballston Spa/Albany BAH above or below average?
E-7 BAH in Ballston Spa/Albany is $295 above the national average of $2,702/mo with dependents.
E-7 BAH in Ballston Spa/Albany, NY, in context
An E-7 with dependents in Ballston Spa/Albany, NY draws $2,997/mo — 10.9% above the national average of $2,702 for this grade (81st of 299 MHAs). Without dependents the rate is $2,397/mo, a $600 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $147/mo (to $3,144), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.