E-4 BAH Rates in Ballston Spa/Albany, NY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Ballston Spa/Albany, NY is $2,388 per month with dependents and $1,974 per month without dependents. This rate is $259 above the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Ballston Spa/Albany is approximately $6,523.45 with dependents or $6,109.45 without.
E-4 BAH: Ballston Spa/Albany vs National Average
| Ballston Spa/Albany | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,388 | $2,129 | +$259 |
| Without Dependents | $1,974 | $1,683 | +$291 |
E-4 Total Monthly Compensation in Ballston Spa/Albany
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Ballston Spa/Albany:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $2,388 | $1,974 |
| BAS | $476.95 | $476.95 |
| Total | $6,523.45 | $6,109.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Ballston Spa/Albany
- E-3 — $2,388/mo
- E-5 — $2,634/mo
- E-6 — $2,862/mo
- E-7 — $2,997/mo
- O-1 — $2,670/mo
- O-2 — $2,859/mo
- O-3 — $3,234/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Ballston Spa/Albany?
The 2026 E-4 BAH rate in Ballston Spa/Albany is $2,388/mo with dependents and $1,974/mo without dependents.
What is the total monthly pay for E-4 in Ballston Spa/Albany?
An E-4 with 4 years of service in Ballston Spa/Albany earns approximately $6,523.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,388 + BAS $476.95). Without dependents: $6,109.45/mo.
Is Ballston Spa/Albany BAH above or below average?
E-4 BAH in Ballston Spa/Albany is $259 above the national average of $2,129/mo with dependents.
E-4 BAH in Ballston Spa/Albany, NY, in context
An E-4 with dependents in Ballston Spa/Albany, NY draws $2,388/mo — 12.1% above the national average of $2,129 for this grade (80th of 299 MHAs). Without dependents the rate is $1,974/mo, a $414 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $246/mo (to $2,634), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.