O-3 BAH Rates in Cannon AFB/Clovis, NM (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Cannon AFB/Clovis, NM is $1,875 per month with dependents and $1,506 per month without dependents. This rate is $984 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Cannon AFB/Clovis is approximately $9,940.48 with dependents or $9,571.48 without.
O-3 BAH: Cannon AFB/Clovis vs National Average
| Cannon AFB/Clovis | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,875 | $2,859 | −$984 |
| Without Dependents | $1,506 | $2,493 | −$987 |
O-3 Total Monthly Compensation in Cannon AFB/Clovis
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Cannon AFB/Clovis:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $1,875 | $1,506 |
| BAS | $328.48 | $328.48 |
| Total | $9,940.48 | $9,571.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Cannon AFB/Clovis
- E-3 — $1,260/mo
- E-4 — $1,260/mo
- E-5 — $1,365/mo
- E-6 — $1,593/mo
- E-7 — $1,695/mo
- O-1 — $1,401/mo
- O-2 — $1,590/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Cannon AFB/Clovis?
The 2026 O-3 BAH rate in Cannon AFB/Clovis is $1,875/mo with dependents and $1,506/mo without dependents.
What is the total monthly pay for O-3 in Cannon AFB/Clovis?
An O-3 with 6 years of service in Cannon AFB/Clovis earns approximately $9,940.48/mo total compensation with dependents (base pay $7,737 + BAH $1,875 + BAS $328.48). Without dependents: $9,571.48/mo.
Is Cannon AFB/Clovis BAH above or below average?
O-3 BAH in Cannon AFB/Clovis is $984 below the national average of $2,859/mo with dependents.
O-3 BAH in Cannon AFB/Clovis, NM, in context
An O-3 with dependents in Cannon AFB/Clovis, NM draws $1,875/mo — 34.4% below the national average of $2,859 for this grade (288th of 299 MHAs). Without dependents the rate is $1,506/mo, a $369 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $45/mo (to $1,920), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.