O-3 BAH Rates in Cannon AFB/Clovis, NM (2026)

With Dependents
$1,875
per month
Without Dependents
$1,506
per month
Total Comp (w/ dep)
$9,940.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Cannon AFB/Clovis, NM is $1,875 per month with dependents and $1,506 per month without dependents. This rate is $984 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Cannon AFB/Clovis is approximately $9,940.48 with dependents or $9,571.48 without.

O-3 BAH: Cannon AFB/Clovis vs National Average

Cannon AFB/ClovisNational AvgDifference
With Dependents$1,875$2,859−$984
Without Dependents$1,506$2,493−$987

O-3 Total Monthly Compensation in Cannon AFB/Clovis

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Cannon AFB/Clovis:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$1,875$1,506
BAS$328.48$328.48
Total$9,940.48$9,571.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Cannon AFB/Clovis

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Cannon AFB/Clovis?

The 2026 O-3 BAH rate in Cannon AFB/Clovis is $1,875/mo with dependents and $1,506/mo without dependents.

What is the total monthly pay for O-3 in Cannon AFB/Clovis?

An O-3 with 6 years of service in Cannon AFB/Clovis earns approximately $9,940.48/mo total compensation with dependents (base pay $7,737 + BAH $1,875 + BAS $328.48). Without dependents: $9,571.48/mo.

Is Cannon AFB/Clovis BAH above or below average?

O-3 BAH in Cannon AFB/Clovis is $984 below the national average of $2,859/mo with dependents.

View all New Mexico BAH rates →

O-3 BAH in Cannon AFB/Clovis, NM, in context

An O-3 with dependents in Cannon AFB/Clovis, NM draws $1,875/mo — 34.4% below the national average of $2,859 for this grade (288th of 299 MHAs). Without dependents the rate is $1,506/mo, a $369 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $45/mo (to $1,920), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.