O-2 BAH Rates in Trenton, NJ (2026)

With Dependents
$3,969
per month
Without Dependents
$3,384
per month
Total Comp (w/ dep)
$10,781.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Trenton, NJ is $3,969 per month with dependents and $3,384 per month without dependents. This rate is $1,361 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Trenton is approximately $10,781.98 with dependents or $10,196.98 without.

O-2 BAH: Trenton vs National Average

TrentonNational AvgDifference
With Dependents$3,969$2,608+$1,361
Without Dependents$3,384$2,243+$1,141

O-2 Total Monthly Compensation in Trenton

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Trenton:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$3,969$3,384
BAS$328.48$328.48
Total$10,781.98$10,196.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Trenton

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Trenton?

The 2026 O-2 BAH rate in Trenton is $3,969/mo with dependents and $3,384/mo without dependents.

What is the total monthly pay for O-2 in Trenton?

An O-2 with 4 years of service in Trenton earns approximately $10,781.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,969 + BAS $328.48). Without dependents: $10,196.98/mo.

Is Trenton BAH above or below average?

O-2 BAH in Trenton is $1,361 above the national average of $2,608/mo with dependents.

View all New Jersey BAH rates →

O-2 BAH in Trenton, NJ, in context

An O-2 with dependents in Trenton, NJ draws $3,969/mo — 52.2% above the national average of $2,608 for this grade (24th of 299 MHAs). Without dependents the rate is $3,384/mo, a $585 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $393/mo (to $4,362), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.