E-4 BAH Rates in Philadelphia, NJ (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Philadelphia, NJ is $2,448 per month with dependents and $1,893 per month without dependents. This rate is $319 above the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Philadelphia is approximately $6,583.45 with dependents or $6,028.45 without.

E-4 BAH: Philadelphia vs National Average

	Philadelphia	National Avg	Difference
With Dependents	$2,448	$2,129	+$319
Without Dependents	$1,893	$1,683	+$210

E-4 Total Monthly Compensation in Philadelphia

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Philadelphia:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,448	$1,893
BAS	$476.95	$476.95
Total	$6,583.45	$6,028.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Philadelphia

• E-3 — $2,448/mo
• E-5 — $2,691/mo
• E-6 — $2,979/mo
• E-7 — $3,000/mo
• O-1 — $2,733/mo
• O-2 — $2,976/mo
• O-3 — $3,015/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Philadelphia?

The 2026 E-4 BAH rate in Philadelphia is $2,448/mo with dependents and $1,893/mo without dependents.

What is the total monthly pay for E-4 in Philadelphia?

An E-4 with 4 years of service in Philadelphia earns approximately $6,583.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,448 + BAS $476.95). Without dependents: $6,028.45/mo.

Is Philadelphia BAH above or below average?

E-4 BAH in Philadelphia is $319 above the national average of $2,129/mo with dependents.

View all New Jersey BAH rates →