E-3 BAH Rates in PHILADELPHIA, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in PHILADELPHIA, NJ is $2,448 per month with dependents and $1,893 per month without dependents. This rate is $319 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in PHILADELPHIA is approximately $5,939.95 with dependents or $5,384.95 without.
E-3 BAH: PHILADELPHIA vs National Average
| PHILADELPHIA | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,448 | $2,129 | +$319 |
| Without Dependents | $1,893 | $1,683 | +$210 |
E-3 Total Monthly Compensation in PHILADELPHIA
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in PHILADELPHIA:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $2,448 | $1,893 |
| BAS | $476.95 | $476.95 |
| Total | $5,939.95 | $5,384.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in PHILADELPHIA
- E-4 — $2,448/mo
- E-5 — $2,691/mo
- E-6 — $2,979/mo
- E-7 — $3,000/mo
- O-1 — $2,733/mo
- O-2 — $2,976/mo
- O-3 — $3,015/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in PHILADELPHIA?
The 2026 E-3 BAH rate in PHILADELPHIA is $2,448/mo with dependents and $1,893/mo without dependents.
What is the total monthly pay for E-3 in PHILADELPHIA?
An E-3 with 2 years of service in PHILADELPHIA earns approximately $5,939.95/mo total compensation with dependents (base pay $3,015 + BAH $2,448 + BAS $476.95). Without dependents: $5,384.95/mo.
Is PHILADELPHIA BAH above or below average?
E-3 BAH in PHILADELPHIA is $319 above the national average of $2,129/mo with dependents.