O-1 BAH Rates in Fort Monmouth/Earle Nws, NJ (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fort Monmouth/Earle Nws, NJ is $3,618 per month with dependents and $3,159 per month without dependents. This rate is $1,283 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Monmouth/Earle Nws is approximately $8,266.48 with dependents or $7,807.48 without.
O-1 BAH: Fort Monmouth/Earle Nws vs National Average
| Fort Monmouth/Earle Nws | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,618 | $2,335 | +$1,283 |
| Without Dependents | $3,159 | $1,975 | +$1,184 |
O-1 Total Monthly Compensation in Fort Monmouth/Earle Nws
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fort Monmouth/Earle Nws:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,618 | $3,159 |
| BAS | $328.48 | $328.48 |
| Total | $8,266.48 | $7,807.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Monmouth/Earle Nws
- E-3 — $3,357/mo
- E-4 — $3,357/mo
- E-5 — $3,549/mo
- E-6 — $4,080/mo
- E-7 — $4,173/mo
- O-2 — $4,077/mo
- O-3 — $4,332/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Fort Monmouth/Earle Nws?
The 2026 O-1 BAH rate in Fort Monmouth/Earle Nws is $3,618/mo with dependents and $3,159/mo without dependents.
What is the total monthly pay for O-1 in Fort Monmouth/Earle Nws?
An O-1 with 2 years of service in Fort Monmouth/Earle Nws earns approximately $8,266.48/mo total compensation with dependents (base pay $4,320 + BAH $3,618 + BAS $328.48). Without dependents: $7,807.48/mo.
Is Fort Monmouth/Earle Nws BAH above or below average?
O-1 BAH in Fort Monmouth/Earle Nws is $1,283 above the national average of $2,335/mo with dependents.
O-1 BAH in Fort Monmouth/Earle Nws, NJ, in context
An O-1 with dependents in Fort Monmouth/Earle Nws, NJ draws $3,618/mo — 55% above the national average of $2,335 for this grade (23rd of 299 MHAs). Without dependents the rate is $3,159/mo, a $459 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $459/mo (to $4,077), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.