O-1 BAH Rates in Springfield, MO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Springfield, MO is $1,452 per month with dependents and $1,194 per month without dependents. This rate is $883 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Springfield is approximately $6,100.48 with dependents or $5,842.48 without.
O-1 BAH: Springfield vs National Average
| Springfield | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,452 | $2,335 | −$883 |
| Without Dependents | $1,194 | $1,975 | −$781 |
O-1 Total Monthly Compensation in Springfield
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Springfield:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,452 | $1,194 |
| BAS | $328.48 | $328.48 |
| Total | $6,100.48 | $5,842.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Springfield
- E-3 — $1,293/mo
- E-4 — $1,293/mo
- E-5 — $1,389/mo
- E-6 — $1,857/mo
- E-7 — $1,908/mo
- O-2 — $1,851/mo
- O-3 — $1,998/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Springfield?
The 2026 O-1 BAH rate in Springfield is $1,452/mo with dependents and $1,194/mo without dependents.
What is the total monthly pay for O-1 in Springfield?
An O-1 with 2 years of service in Springfield earns approximately $6,100.48/mo total compensation with dependents (base pay $4,320 + BAH $1,452 + BAS $328.48). Without dependents: $5,842.48/mo.
Is Springfield BAH above or below average?
O-1 BAH in Springfield is $883 below the national average of $2,335/mo with dependents.
O-1 BAH in Springfield, MO, in context
An O-1 with dependents in Springfield, MO draws $1,452/mo — 37.8% below the national average of $2,335 for this grade (279th of 299 MHAs). Without dependents the rate is $1,194/mo, a $258 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $399/mo (to $1,851), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.