O-3 BAH Rates in Kansas City, MO (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Kansas City, MO is $2,310 per month with dependents and $2,103 per month without dependents. This rate is $549 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Kansas City is approximately $10,375.48 with dependents or $10,168.48 without.

O-3 BAH: Kansas City vs National Average

	Kansas City	National Avg	Difference
With Dependents	$2,310	$2,859	−$549
Without Dependents	$2,103	$2,493	−$390

O-3 Total Monthly Compensation in Kansas City

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Kansas City:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,310	$2,103
BAS	$328.48	$328.48
Total	$10,375.48	$10,168.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Kansas City

• E-3 — $1,845/mo
• E-4 — $1,845/mo
• E-5 — $1,986/mo
• E-6 — $2,175/mo
• E-7 — $2,223/mo
• O-1 — $2,019/mo
• O-2 — $2,172/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Kansas City?

The 2026 O-3 BAH rate in Kansas City is $2,310/mo with dependents and $2,103/mo without dependents.

What is the total monthly pay for O-3 in Kansas City?

An O-3 with 6 years of service in Kansas City earns approximately $10,375.48/mo total compensation with dependents (base pay $7,737 + BAH $2,310 + BAS $328.48). Without dependents: $10,168.48/mo.

Is Kansas City BAH above or below average?

O-3 BAH in Kansas City is $549 below the national average of $2,859/mo with dependents.

View all Missouri BAH rates →