O-1 BAH Rates in Columbia/Jefferson City, MO (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Columbia/Jefferson City, MO is $1,413 per month with dependents and $1,191 per month without dependents. This rate is $922 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Columbia/Jefferson City is approximately $6,061.48 with dependents or $5,839.48 without.
O-1 BAH: Columbia/Jefferson City vs National Average
| Columbia/Jefferson City | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,413 | $2,335 | −$922 |
| Without Dependents | $1,191 | $1,975 | −$784 |
O-1 Total Monthly Compensation in Columbia/Jefferson City
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Columbia/Jefferson City:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,413 | $1,191 |
| BAS | $328.48 | $328.48 |
| Total | $6,061.48 | $5,839.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Columbia/Jefferson City
- E-3 — $1,284/mo
- E-4 — $1,284/mo
- E-5 — $1,377/mo
- E-6 — $1,623/mo
- E-7 — $1,803/mo
- O-2 — $1,620/mo
- O-3 — $2,118/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Columbia/Jefferson City?
The 2026 O-1 BAH rate in Columbia/Jefferson City is $1,413/mo with dependents and $1,191/mo without dependents.
What is the total monthly pay for O-1 in Columbia/Jefferson City?
An O-1 with 2 years of service in Columbia/Jefferson City earns approximately $6,061.48/mo total compensation with dependents (base pay $4,320 + BAH $1,413 + BAS $328.48). Without dependents: $5,839.48/mo.
Is Columbia/Jefferson City BAH above or below average?
O-1 BAH in Columbia/Jefferson City is $922 below the national average of $2,335/mo with dependents.
O-1 BAH in Columbia/Jefferson City, MO, in context
An O-1 with dependents in Columbia/Jefferson City, MO draws $1,413/mo — 39.5% below the national average of $2,335 for this grade (284th of 299 MHAs). Without dependents the rate is $1,191/mo, a $222 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $207/mo (to $1,620), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.