O-2 BAH Rates in Traverse City, MI (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Traverse City, MI is $2,793 per month with dependents and $2,178 per month without dependents. This rate is $185 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Traverse City is approximately $9,605.98 with dependents or $8,990.98 without.
O-2 BAH: Traverse City vs National Average
| Traverse City | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,793 | $2,608 | +$185 |
| Without Dependents | $2,178 | $2,243 | −$65 |
O-2 Total Monthly Compensation in Traverse City
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Traverse City:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,793 | $2,178 |
| BAS | $328.48 | $328.48 |
| Total | $9,605.98 | $8,990.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Traverse City
- E-3 — $2,037/mo
- E-4 — $2,037/mo
- E-5 — $2,070/mo
- E-6 — $2,802/mo
- E-7 — $2,901/mo
- O-1 — $2,160/mo
- O-3 — $3,069/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Traverse City?
The 2026 O-2 BAH rate in Traverse City is $2,793/mo with dependents and $2,178/mo without dependents.
What is the total monthly pay for O-2 in Traverse City?
An O-2 with 4 years of service in Traverse City earns approximately $9,605.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,793 + BAS $328.48). Without dependents: $8,990.98/mo.
Is Traverse City BAH above or below average?
O-2 BAH in Traverse City is $185 above the national average of $2,608/mo with dependents.
O-2 BAH in Traverse City, MI, in context
An O-2 with dependents in Traverse City, MI draws $2,793/mo — 7.1% above the national average of $2,608 for this grade (95th of 299 MHAs). Without dependents the rate is $2,178/mo, a $615 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $276/mo (to $3,069), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.