E-7 BAH Rates in Saginaw, MI (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Saginaw, MI is $1,782 per month with dependents and $1,338 per month without dependents. This rate is $920 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Saginaw is approximately $8,259.85 with dependents or $7,815.85 without.

E-7 BAH: Saginaw vs National Average

	Saginaw	National Avg	Difference
With Dependents	$1,782	$2,702	−$920
Without Dependents	$1,338	$2,158	−$820

E-7 Total Monthly Compensation in Saginaw

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Saginaw:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$1,782	$1,338
BAS	$476.95	$476.95
Total	$8,259.85	$7,815.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Saginaw

• E-3 — $1,329/mo
• E-4 — $1,329/mo
• E-5 — $1,503/mo
• E-6 — $1,749/mo
• O-1 — $1,542/mo
• O-2 — $1,746/mo
• O-3 — $1,842/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Saginaw?

The 2026 E-7 BAH rate in Saginaw is $1,782/mo with dependents and $1,338/mo without dependents.

What is the total monthly pay for E-7 in Saginaw?

An E-7 with 16 years of service in Saginaw earns approximately $8,259.85/mo total compensation with dependents (base pay $6,000.9 + BAH $1,782 + BAS $476.95). Without dependents: $7,815.85/mo.

Is Saginaw BAH above or below average?

E-7 BAH in Saginaw is $920 below the national average of $2,702/mo with dependents.

View all Michigan BAH rates →