E-5 BAH Rates in SAGINAW, MI (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in SAGINAW, MI is $1,503 per month with dependents and $1,128 per month without dependents. This rate is $786 below the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in SAGINAW is approximately $6,089.95 with dependents or $5,714.95 without.
E-5 BAH: SAGINAW vs National Average
| SAGINAW | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,503 | $2,289 | $-786 |
| Without Dependents | $1,128 | $1,871 | $-743 |
E-5 Total Monthly Compensation in SAGINAW
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in SAGINAW:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $1,503 | $1,128 |
| BAS | $476.95 | $476.95 |
| Total | $6,089.95 | $5,714.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in SAGINAW
- E-3 — $1,329/mo
- E-4 — $1,329/mo
- E-6 — $1,749/mo
- E-7 — $1,782/mo
- O-1 — $1,542/mo
- O-2 — $1,746/mo
- O-3 — $1,842/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in SAGINAW?
The 2026 E-5 BAH rate in SAGINAW is $1,503/mo with dependents and $1,128/mo without dependents.
What is the total monthly pay for E-5 in SAGINAW?
An E-5 with 6 years of service in SAGINAW earns approximately $6,089.95/mo total compensation with dependents (base pay $4,110 + BAH $1,503 + BAS $476.95). Without dependents: $5,714.95/mo.
Is SAGINAW BAH above or below average?
E-5 BAH in SAGINAW is $786 below the national average of $2,289/mo with dependents.