O-2 BAH Rates in Ann Arbor, MI (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Ann Arbor, MI is $3,075 per month with dependents and $2,472 per month without dependents. This rate is $467 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Ann Arbor is approximately $9,887.98 with dependents or $9,284.98 without.
O-2 BAH: Ann Arbor vs National Average
| Ann Arbor | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,075 | $2,608 | +$467 |
| Without Dependents | $2,472 | $2,243 | +$229 |
O-2 Total Monthly Compensation in Ann Arbor
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Ann Arbor:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,075 | $2,472 |
| BAS | $328.48 | $328.48 |
| Total | $9,887.98 | $9,284.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Ann Arbor
- E-3 — $2,292/mo
- E-4 — $2,292/mo
- E-5 — $2,559/mo
- E-6 — $3,078/mo
- E-7 — $3,180/mo
- O-1 — $2,628/mo
- O-3 — $3,357/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Ann Arbor?
The 2026 O-2 BAH rate in Ann Arbor is $3,075/mo with dependents and $2,472/mo without dependents.
What is the total monthly pay for O-2 in Ann Arbor?
An O-2 with 4 years of service in Ann Arbor earns approximately $9,887.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,075 + BAS $328.48). Without dependents: $9,284.98/mo.
Is Ann Arbor BAH above or below average?
O-2 BAH in Ann Arbor is $467 above the national average of $2,608/mo with dependents.
O-2 BAH in Ann Arbor, MI, in context
An O-2 with dependents in Ann Arbor, MI draws $3,075/mo — 17.9% above the national average of $2,608 for this grade (65th of 299 MHAs). Without dependents the rate is $2,472/mo, a $603 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $282/mo (to $3,357), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.