O-3 BAH Rates in Nantucket, MA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Nantucket, MA is $5,442 per month with dependents and $4,842 per month without dependents. This rate is $2,583 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Nantucket is approximately $13,507.48 with dependents or $12,907.48 without.

O-3 BAH: Nantucket vs National Average

	Nantucket	National Avg	Difference
With Dependents	$5,442	$2,859	+$2,583
Without Dependents	$4,842	$2,493	+$2,349

O-3 Total Monthly Compensation in Nantucket

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Nantucket:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$5,442	$4,842
BAS	$328.48	$328.48
Total	$13,507.48	$12,907.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Nantucket

• E-3 — $4,218/mo
• E-4 — $4,218/mo
• E-5 — $4,344/mo
• E-6 — $5,127/mo
• E-7 — $5,241/mo
• O-1 — $4,440/mo
• O-2 — $5,115/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Nantucket?

The 2026 O-3 BAH rate in Nantucket is $5,442/mo with dependents and $4,842/mo without dependents.

What is the total monthly pay for O-3 in Nantucket?

An O-3 with 6 years of service in Nantucket earns approximately $13,507.48/mo total compensation with dependents (base pay $7,737 + BAH $5,442 + BAS $328.48). Without dependents: $12,907.48/mo.

Is Nantucket BAH above or below average?

O-3 BAH in Nantucket is $2,583 above the national average of $2,859/mo with dependents.

View all Massachusetts BAH rates →