O-3 BAH Rates in Martha's Vineyard, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Martha's Vineyard, MA is $5,025 per month with dependents and $4,371 per month without dependents. This rate is $2,166 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Martha's Vineyard is approximately $13,090.48 with dependents or $12,436.48 without.
O-3 BAH: Martha's Vineyard vs National Average
| Martha's Vineyard | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $5,025 | $2,859 | +$2,166 |
| Without Dependents | $4,371 | $2,493 | +$1,878 |
O-3 Total Monthly Compensation in Martha's Vineyard
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Martha's Vineyard:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $5,025 | $4,371 |
| BAS | $328.48 | $328.48 |
| Total | $13,090.48 | $12,436.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Martha's Vineyard
- E-3 — $3,663/mo
- E-4 — $3,663/mo
- E-5 — $3,984/mo
- E-6 — $4,593/mo
- E-7 — $4,752/mo
- O-1 — $4,062/mo
- O-2 — $4,587/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Martha's Vineyard?
The 2026 O-3 BAH rate in Martha's Vineyard is $5,025/mo with dependents and $4,371/mo without dependents.
What is the total monthly pay for O-3 in Martha's Vineyard?
An O-3 with 6 years of service in Martha's Vineyard earns approximately $13,090.48/mo total compensation with dependents (base pay $7,737 + BAH $5,025 + BAS $328.48). Without dependents: $12,436.48/mo.
Is Martha's Vineyard BAH above or below average?
O-3 BAH in Martha's Vineyard is $2,166 above the national average of $2,859/mo with dependents.
O-3 BAH in Martha'S Vineyard, MA, in context
An O-3 with dependents in Martha'S Vineyard, MA draws $5,025/mo — 75.8% above the national average of $2,859 for this grade (10th of 299 MHAs). Without dependents the rate is $4,371/mo, a $654 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $360/mo (to $5,385), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.