O-2 BAH Rates in HAMPDEN COUNTY, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in HAMPDEN COUNTY, MA is $2,847 per month with dependents and $2,352 per month without dependents. This rate is $239 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in HAMPDEN COUNTY is approximately $9,659.98 with dependents or $9,164.98 without.
O-2 BAH: HAMPDEN COUNTY vs National Average
| HAMPDEN COUNTY | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,847 | $2,608 | +$239 |
| Without Dependents | $2,352 | $2,243 | +$109 |
O-2 Total Monthly Compensation in HAMPDEN COUNTY
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in HAMPDEN COUNTY:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,847 | $2,352 |
| BAS | $328.48 | $328.48 |
| Total | $9,659.98 | $9,164.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in HAMPDEN COUNTY
- E-3 — $2,268/mo
- E-4 — $2,268/mo
- E-5 — $2,388/mo
- E-6 — $2,850/mo
- E-7 — $3,063/mo
- O-1 — $2,451/mo
- O-3 — $3,426/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in HAMPDEN COUNTY?
The 2026 O-2 BAH rate in HAMPDEN COUNTY is $2,847/mo with dependents and $2,352/mo without dependents.
What is the total monthly pay for O-2 in HAMPDEN COUNTY?
An O-2 with 4 years of service in HAMPDEN COUNTY earns approximately $9,659.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,847 + BAS $328.48). Without dependents: $9,164.98/mo.
Is HAMPDEN COUNTY BAH above or below average?
O-2 BAH in HAMPDEN COUNTY is $239 above the national average of $2,608/mo with dependents.