E-3 BAH Rates in Hampden County, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Hampden County, MA is $2,268 per month with dependents and $1,752 per month without dependents. This rate is $139 above the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Hampden County is approximately $5,759.95 with dependents or $5,243.95 without.
E-3 BAH: Hampden County vs National Average
| Hampden County | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,268 | $2,129 | +$139 |
| Without Dependents | $1,752 | $1,683 | +$69 |
E-3 Total Monthly Compensation in Hampden County
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Hampden County:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $2,268 | $1,752 |
| BAS | $476.95 | $476.95 |
| Total | $5,759.95 | $5,243.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Hampden County
- E-4 — $2,268/mo
- E-5 — $2,388/mo
- E-6 — $2,850/mo
- E-7 — $3,063/mo
- O-1 — $2,451/mo
- O-2 — $2,847/mo
- O-3 — $3,426/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Hampden County?
The 2026 E-3 BAH rate in Hampden County is $2,268/mo with dependents and $1,752/mo without dependents.
What is the total monthly pay for E-3 in Hampden County?
An E-3 with 2 years of service in Hampden County earns approximately $5,759.95/mo total compensation with dependents (base pay $3,015 + BAH $2,268 + BAS $476.95). Without dependents: $5,243.95/mo.
Is Hampden County BAH above or below average?
E-3 BAH in Hampden County is $139 above the national average of $2,129/mo with dependents.
E-3 BAH in Hampden County, MA, in context
An E-3 with dependents in Hampden County, MA draws $2,268/mo — 6.5% above the national average of $2,129 for this grade (92nd of 299 MHAs). Without dependents the rate is $1,752/mo, a $516 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $2,268/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.