O-1 BAH Rates in Fitchburg, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fitchburg, MA is $3,147 per month with dependents and $2,949 per month without dependents. This rate is $812 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fitchburg is approximately $7,795.48 with dependents or $7,597.48 without.
O-1 BAH: Fitchburg vs National Average
| Fitchburg | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,147 | $2,335 | +$812 |
| Without Dependents | $2,949 | $1,975 | +$974 |
O-1 Total Monthly Compensation in Fitchburg
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fitchburg:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,147 | $2,949 |
| BAS | $328.48 | $328.48 |
| Total | $7,795.48 | $7,597.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fitchburg
- E-3 — $3,024/mo
- E-4 — $3,024/mo
- E-5 — $3,093/mo
- E-6 — $3,468/mo
- E-7 — $3,687/mo
- O-2 — $3,465/mo
- O-3 — $4,059/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Fitchburg?
The 2026 O-1 BAH rate in Fitchburg is $3,147/mo with dependents and $2,949/mo without dependents.
What is the total monthly pay for O-1 in Fitchburg?
An O-1 with 2 years of service in Fitchburg earns approximately $7,795.48/mo total compensation with dependents (base pay $4,320 + BAH $3,147 + BAS $328.48). Without dependents: $7,597.48/mo.
Is Fitchburg BAH above or below average?
O-1 BAH in Fitchburg is $812 above the national average of $2,335/mo with dependents.
O-1 BAH in Fitchburg, MA, in context
An O-1 with dependents in Fitchburg, MA draws $3,147/mo — 34.8% above the national average of $2,335 for this grade (49th of 299 MHAs). Without dependents the rate is $2,949/mo, a $198 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $318/mo (to $3,465), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.