O-2 BAH Rates in ESSEX CO, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in ESSEX CO, MA is $3,741 per month with dependents and $3,417 per month without dependents. This rate is $1,133 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in ESSEX CO is approximately $10,553.98 with dependents or $10,229.98 without.
O-2 BAH: ESSEX CO vs National Average
| ESSEX CO | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,741 | $2,608 | +$1,133 |
| Without Dependents | $3,417 | $2,243 | +$1,174 |
O-2 Total Monthly Compensation in ESSEX CO
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in ESSEX CO:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,741 | $3,417 |
| BAS | $328.48 | $328.48 |
| Total | $10,553.98 | $10,229.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in ESSEX CO
- E-3 — $3,282/mo
- E-4 — $3,282/mo
- E-5 — $3,477/mo
- E-6 — $3,744/mo
- E-7 — $4,032/mo
- O-1 — $3,516/mo
- O-3 — $4,533/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in ESSEX CO?
The 2026 O-2 BAH rate in ESSEX CO is $3,741/mo with dependents and $3,417/mo without dependents.
What is the total monthly pay for O-2 in ESSEX CO?
An O-2 with 4 years of service in ESSEX CO earns approximately $10,553.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,741 + BAS $328.48). Without dependents: $10,229.98/mo.
Is ESSEX CO BAH above or below average?
O-2 BAH in ESSEX CO is $1,133 above the national average of $2,608/mo with dependents.