E-5 BAH Rates in Essex Co, MA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Essex Co, MA is $3,477 per month with dependents and $2,910 per month without dependents. This rate is $1,188 above the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Essex Co is approximately $8,063.95 with dependents or $7,496.95 without.
E-5 BAH: Essex Co vs National Average
| Essex Co | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,477 | $2,289 | +$1,188 |
| Without Dependents | $2,910 | $1,871 | +$1,039 |
E-5 Total Monthly Compensation in Essex Co
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Essex Co:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $3,477 | $2,910 |
| BAS | $476.95 | $476.95 |
| Total | $8,063.95 | $7,496.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Essex Co
- E-3 — $3,282/mo
- E-4 — $3,282/mo
- E-6 — $3,744/mo
- E-7 — $4,032/mo
- O-1 — $3,516/mo
- O-2 — $3,741/mo
- O-3 — $4,533/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in Essex Co?
The 2026 E-5 BAH rate in Essex Co is $3,477/mo with dependents and $2,910/mo without dependents.
What is the total monthly pay for E-5 in Essex Co?
An E-5 with 6 years of service in Essex Co earns approximately $8,063.95/mo total compensation with dependents (base pay $4,110 + BAH $3,477 + BAS $476.95). Without dependents: $7,496.95/mo.
Is Essex Co BAH above or below average?
E-5 BAH in Essex Co is $1,188 above the national average of $2,289/mo with dependents.
E-5 BAH in Essex Co, MA, in context
An E-5 with dependents in Essex Co, MA draws $3,477/mo — 51.9% above the national average of $2,289 for this grade (25th of 299 MHAs). Without dependents the rate is $2,910/mo, a $567 difference.
Promotion changes housing money here: pinning on E-6 raises BAH in this MHA by $267/mo (to $3,744), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.