O-2 BAH Rates in Portsmouth, ME (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Portsmouth, ME is $3,687 per month with dependents and $3,249 per month without dependents. This rate is $1,079 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Portsmouth is approximately $10,499.98 with dependents or $10,061.98 without.
O-2 BAH: Portsmouth vs National Average
| Portsmouth | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,687 | $2,608 | +$1,079 |
| Without Dependents | $3,249 | $2,243 | +$1,006 |
O-2 Total Monthly Compensation in Portsmouth
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Portsmouth:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $3,687 | $3,249 |
| BAS | $328.48 | $328.48 |
| Total | $10,499.98 | $10,061.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Portsmouth
- E-3 — $3,099/mo
- E-4 — $3,099/mo
- E-5 — $3,321/mo
- E-6 — $3,690/mo
- E-7 — $3,975/mo
- O-1 — $3,372/mo
- O-3 — $4,461/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Portsmouth?
The 2026 O-2 BAH rate in Portsmouth is $3,687/mo with dependents and $3,249/mo without dependents.
What is the total monthly pay for O-2 in Portsmouth?
An O-2 with 4 years of service in Portsmouth earns approximately $10,499.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,687 + BAS $328.48). Without dependents: $10,061.98/mo.
Is Portsmouth BAH above or below average?
O-2 BAH in Portsmouth is $1,079 above the national average of $2,608/mo with dependents.
O-2 BAH in Portsmouth, Nh/Kittery, ME, in context
An O-2 with dependents in Portsmouth, Nh/Kittery, ME draws $3,687/mo — 41.4% above the national average of $2,608 for this grade (37th of 299 MHAs). Without dependents the rate is $3,249/mo, a $438 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $774/mo (to $4,461), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.