O-3 BAH Rates in Portland, ME (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Portland, ME is $4,260 per month with dependents and $3,456 per month without dependents. This rate is $1,401 above the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Portland is approximately $12,325.48 with dependents or $11,521.48 without.

O-3 BAH: Portland vs National Average

	Portland	National Avg	Difference
With Dependents	$4,260	$2,859	+$1,401
Without Dependents	$3,456	$2,493	+$963

O-3 Total Monthly Compensation in Portland

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Portland:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$4,260	$3,456
BAS	$328.48	$328.48
Total	$12,325.48	$11,521.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Portland

• E-3 — $3,087/mo
• E-4 — $3,087/mo
• E-5 — $3,252/mo
• E-6 — $3,576/mo
• E-7 — $3,825/mo
• O-1 — $3,297/mo
• O-2 — $3,573/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Portland?

The 2026 O-3 BAH rate in Portland is $4,260/mo with dependents and $3,456/mo without dependents.

What is the total monthly pay for O-3 in Portland?

An O-3 with 6 years of service in Portland earns approximately $12,325.48/mo total compensation with dependents (base pay $7,737 + BAH $4,260 + BAS $328.48). Without dependents: $11,521.48/mo.

Is Portland BAH above or below average?

O-3 BAH in Portland is $1,401 above the national average of $2,859/mo with dependents.

View all Maine BAH rates →