O-2 BAH Rates in Portland, ME (2026)

With Dependents
$3,573
per month
Without Dependents
$3,201
per month
Total Comp (w/ dep)
$10,385.98
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Portland, ME is $3,573 per month with dependents and $3,201 per month without dependents. This rate is $965 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Portland is approximately $10,385.98 with dependents or $10,013.98 without.

O-2 BAH: Portland vs National Average

PortlandNational AvgDifference
With Dependents$3,573$2,608+$965
Without Dependents$3,201$2,243+$958

O-2 Total Monthly Compensation in Portland

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Portland:

ComponentWith DependentsWithout Dependents
Base Pay$6,484.5$6,484.5
BAH$3,573$3,201
BAS$328.48$328.48
Total$10,385.98$10,013.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Portland

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Portland?

The 2026 O-2 BAH rate in Portland is $3,573/mo with dependents and $3,201/mo without dependents.

What is the total monthly pay for O-2 in Portland?

An O-2 with 4 years of service in Portland earns approximately $10,385.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,573 + BAS $328.48). Without dependents: $10,013.98/mo.

Is Portland BAH above or below average?

O-2 BAH in Portland is $965 above the national average of $2,608/mo with dependents.

View all Maine BAH rates →

O-2 BAH in Portland, ME, in context

An O-2 with dependents in Portland, ME draws $3,573/mo — 37% above the national average of $2,608 for this grade (40th of 299 MHAs). Without dependents the rate is $3,201/mo, a $372 difference.

Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $687/mo (to $4,260), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.