O-3 BAH Rates in Bangor, ME (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Bangor, ME is $2,514 per month with dependents and $1,989 per month without dependents. This rate is $345 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Bangor is approximately $10,579.48 with dependents or $10,054.48 without.

O-3 BAH: Bangor vs National Average

	Bangor	National Avg	Difference
With Dependents	$2,514	$2,859	−$345
Without Dependents	$1,989	$2,493	−$504

O-3 Total Monthly Compensation in Bangor

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Bangor:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$2,514	$1,989
BAS	$328.48	$328.48
Total	$10,579.48	$10,054.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Bangor

• E-3 — $1,728/mo
• E-4 — $1,728/mo
• E-5 — $1,893/mo
• E-6 — $2,052/mo
• E-7 — $2,217/mo
• O-1 — $1,920/mo
• O-2 — $2,049/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Bangor?

The 2026 O-3 BAH rate in Bangor is $2,514/mo with dependents and $1,989/mo without dependents.

What is the total monthly pay for O-3 in Bangor?

An O-3 with 6 years of service in Bangor earns approximately $10,579.48/mo total compensation with dependents (base pay $7,737 + BAH $2,514 + BAS $328.48). Without dependents: $10,054.48/mo.

Is Bangor BAH above or below average?

O-3 BAH in Bangor is $345 below the national average of $2,859/mo with dependents.

View all Maine BAH rates →