O-1 BAH Rates in Lake Charles, LA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Lake Charles, LA is $1,398 per month with dependents and $1,215 per month without dependents. This rate is $937 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Lake Charles is approximately $6,046.48 with dependents or $5,863.48 without.
O-1 BAH: Lake Charles vs National Average
| Lake Charles | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,398 | $2,335 | −$937 |
| Without Dependents | $1,215 | $1,975 | −$760 |
O-1 Total Monthly Compensation in Lake Charles
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Lake Charles:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,398 | $1,215 |
| BAS | $328.48 | $328.48 |
| Total | $6,046.48 | $5,863.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Lake Charles
- E-3 — $1,287/mo
- E-4 — $1,287/mo
- E-5 — $1,356/mo
- E-6 — $1,626/mo
- E-7 — $1,755/mo
- O-2 — $1,623/mo
- O-3 — $1,977/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Lake Charles?
The 2026 O-1 BAH rate in Lake Charles is $1,398/mo with dependents and $1,215/mo without dependents.
What is the total monthly pay for O-1 in Lake Charles?
An O-1 with 2 years of service in Lake Charles earns approximately $6,046.48/mo total compensation with dependents (base pay $4,320 + BAH $1,398 + BAS $328.48). Without dependents: $5,863.48/mo.
Is Lake Charles BAH above or below average?
O-1 BAH in Lake Charles is $937 below the national average of $2,335/mo with dependents.
O-1 BAH in Lake Charles, LA, in context
An O-1 with dependents in Lake Charles, LA draws $1,398/mo — 40.1% below the national average of $2,335 for this grade (287th of 299 MHAs). Without dependents the rate is $1,215/mo, a $183 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $225/mo (to $1,623), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.