E-3 BAH Rates in Lake Charles, LA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Lake Charles, LA is $1,287 per month with dependents and $1,188 per month without dependents. This rate is $842 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Lake Charles is approximately $4,778.95 with dependents or $4,679.95 without.
E-3 BAH: Lake Charles vs National Average
| Lake Charles | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,287 | $2,129 | −$842 |
| Without Dependents | $1,188 | $1,683 | −$495 |
E-3 Total Monthly Compensation in Lake Charles
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Lake Charles:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,287 | $1,188 |
| BAS | $476.95 | $476.95 |
| Total | $4,778.95 | $4,679.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Lake Charles
- E-4 — $1,287/mo
- E-5 — $1,356/mo
- E-6 — $1,626/mo
- E-7 — $1,755/mo
- O-1 — $1,398/mo
- O-2 — $1,623/mo
- O-3 — $1,977/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Lake Charles?
The 2026 E-3 BAH rate in Lake Charles is $1,287/mo with dependents and $1,188/mo without dependents.
What is the total monthly pay for E-3 in Lake Charles?
An E-3 with 2 years of service in Lake Charles earns approximately $4,778.95/mo total compensation with dependents (base pay $3,015 + BAH $1,287 + BAS $476.95). Without dependents: $4,679.95/mo.
Is Lake Charles BAH above or below average?
E-3 BAH in Lake Charles is $842 below the national average of $2,129/mo with dependents.
E-3 BAH in Lake Charles, LA, in context
An E-3 with dependents in Lake Charles, LA draws $1,287/mo — 39.6% below the national average of $2,129 for this grade (285th of 299 MHAs). Without dependents the rate is $1,188/mo, a $99 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $1,287/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.