O-2 BAH Rates in LOUISVILLE, KY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in LOUISVILLE, KY is $2,271 per month with dependents and $1,932 per month without dependents. This rate is $337 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in LOUISVILLE is approximately $9,083.98 with dependents or $8,744.98 without.
O-2 BAH: LOUISVILLE vs National Average
| LOUISVILLE | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,271 | $2,608 | $-337 |
| Without Dependents | $1,932 | $2,243 | $-311 |
O-2 Total Monthly Compensation in LOUISVILLE
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in LOUISVILLE:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,271 | $1,932 |
| BAS | $328.48 | $328.48 |
| Total | $9,083.98 | $8,744.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in LOUISVILLE
- E-3 — $1,809/mo
- E-4 — $1,809/mo
- E-5 — $1,989/mo
- E-6 — $2,274/mo
- E-7 — $2,316/mo
- O-1 — $2,031/mo
- O-3 — $2,394/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in LOUISVILLE?
The 2026 O-2 BAH rate in LOUISVILLE is $2,271/mo with dependents and $1,932/mo without dependents.
What is the total monthly pay for O-2 in LOUISVILLE?
An O-2 with 4 years of service in LOUISVILLE earns approximately $9,083.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,271 + BAS $328.48). Without dependents: $8,744.98/mo.
Is LOUISVILLE BAH above or below average?
O-2 BAH in LOUISVILLE is $337 below the national average of $2,608/mo with dependents.