E-3 BAH Rates in Louisville, KY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Louisville, KY is $1,809 per month with dependents and $1,377 per month without dependents. This rate is $320 below the national average for E-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Louisville is approximately $5,300.95 with dependents or $4,868.95 without.

E-3 BAH: Louisville vs National Average

	Louisville	National Avg	Difference
With Dependents	$1,809	$2,129	−$320
Without Dependents	$1,377	$1,683	−$306

E-3 Total Monthly Compensation in Louisville

Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Louisville:

Component	With Dependents	Without Dependents
Base Pay	$3,015	$3,015
BAH	$1,809	$1,377
BAS	$476.95	$476.95
Total	$5,300.95	$4,868.95

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Louisville

• E-4 — $1,809/mo
• E-5 — $1,989/mo
• E-6 — $2,274/mo
• E-7 — $2,316/mo
• O-1 — $2,031/mo
• O-2 — $2,271/mo
• O-3 — $2,394/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-3 in Louisville?

The 2026 E-3 BAH rate in Louisville is $1,809/mo with dependents and $1,377/mo without dependents.

What is the total monthly pay for E-3 in Louisville?

An E-3 with 2 years of service in Louisville earns approximately $5,300.95/mo total compensation with dependents (base pay $3,015 + BAH $1,809 + BAS $476.95). Without dependents: $4,868.95/mo.

Is Louisville BAH above or below average?

E-3 BAH in Louisville is $320 below the national average of $2,129/mo with dependents.

View all Kentucky BAH rates →