E-7 BAH Rates in Louisville, KY (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Louisville, KY is $2,316 per month with dependents and $1,815 per month without dependents. This rate is $386 below the national average for E-7.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Louisville is approximately $8,793.85 with dependents or $8,292.85 without.

E-7 BAH: Louisville vs National Average

	Louisville	National Avg	Difference
With Dependents	$2,316	$2,702	−$386
Without Dependents	$1,815	$2,158	−$343

E-7 Total Monthly Compensation in Louisville

Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Louisville:

Component	With Dependents	Without Dependents
Base Pay	$6,000.9	$6,000.9
BAH	$2,316	$1,815
BAS	$476.95	$476.95
Total	$8,793.85	$8,292.85

Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Louisville

• E-3 — $1,809/mo
• E-4 — $1,809/mo
• E-5 — $1,989/mo
• E-6 — $2,274/mo
• O-1 — $2,031/mo
• O-2 — $2,271/mo
• O-3 — $2,394/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-7 in Louisville?

The 2026 E-7 BAH rate in Louisville is $2,316/mo with dependents and $1,815/mo without dependents.

What is the total monthly pay for E-7 in Louisville?

An E-7 with 16 years of service in Louisville earns approximately $8,793.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,316 + BAS $476.95). Without dependents: $8,292.85/mo.

Is Louisville BAH above or below average?

E-7 BAH in Louisville is $386 below the national average of $2,702/mo with dependents.

View all Kentucky BAH rates →