O-3 BAH Rates in FORT STEWART, GA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in FORT STEWART, GA is $2,598 per month with dependents and $2,385 per month without dependents. This rate is $261 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in FORT STEWART is approximately $10,663.48 with dependents or $10,450.48 without.
O-3 BAH: FORT STEWART vs National Average
| FORT STEWART | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,598 | $2,859 | $-261 |
| Without Dependents | $2,385 | $2,493 | $-108 |
O-3 Total Monthly Compensation in FORT STEWART
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in FORT STEWART:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,598 | $2,385 |
| BAS | $328.48 | $328.48 |
| Total | $10,663.48 | $10,450.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in FORT STEWART
- E-3 — $2,175/mo
- E-4 — $2,175/mo
- E-5 — $2,310/mo
- E-6 — $2,439/mo
- E-7 — $2,493/mo
- O-1 — $2,334/mo
- O-2 — $2,436/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in FORT STEWART?
The 2026 O-3 BAH rate in FORT STEWART is $2,598/mo with dependents and $2,385/mo without dependents.
What is the total monthly pay for O-3 in FORT STEWART?
An O-3 with 6 years of service in FORT STEWART earns approximately $10,663.48/mo total compensation with dependents (base pay $7,737 + BAH $2,598 + BAS $328.48). Without dependents: $10,450.48/mo.
Is FORT STEWART BAH above or below average?
O-3 BAH in FORT STEWART is $261 below the national average of $2,859/mo with dependents.