O-2 BAH Rates in Fort Stewart, GA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Fort Stewart, GA is $2,436 per month with dependents and $2,268 per month without dependents. This rate is $172 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Stewart is approximately $9,248.98 with dependents or $9,080.98 without.

O-2 BAH: Fort Stewart vs National Average

	Fort Stewart	National Avg	Difference
With Dependents	$2,436	$2,608	−$172
Without Dependents	$2,268	$2,243	+$25

O-2 Total Monthly Compensation in Fort Stewart

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Fort Stewart:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$2,436	$2,268
BAS	$328.48	$328.48
Total	$9,248.98	$9,080.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Fort Stewart

• E-3 — $2,175/mo
• E-4 — $2,175/mo
• E-5 — $2,310/mo
• E-6 — $2,439/mo
• E-7 — $2,493/mo
• O-1 — $2,334/mo
• O-3 — $2,598/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Fort Stewart?

The 2026 O-2 BAH rate in Fort Stewart is $2,436/mo with dependents and $2,268/mo without dependents.

What is the total monthly pay for O-2 in Fort Stewart?

An O-2 with 4 years of service in Fort Stewart earns approximately $9,248.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,436 + BAS $328.48). Without dependents: $9,080.98/mo.

Is Fort Stewart BAH above or below average?

O-2 BAH in Fort Stewart is $172 below the national average of $2,608/mo with dependents.

View all Georgia BAH rates →