O-3 BAH Rates in Albany, GA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Albany, GA is $1,905 per month with dependents and $1,515 per month without dependents. This rate is $954 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Albany is approximately $9,970.48 with dependents or $9,580.48 without.

O-3 BAH: Albany vs National Average

	Albany	National Avg	Difference
With Dependents	$1,905	$2,859	−$954
Without Dependents	$1,515	$2,493	−$978

O-3 Total Monthly Compensation in Albany

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Albany:

Component	With Dependents	Without Dependents
Base Pay	$7,737	$7,737
BAH	$1,905	$1,515
BAS	$328.48	$328.48
Total	$9,970.48	$9,580.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Albany

• E-3 — $1,326/mo
• E-4 — $1,326/mo
• E-5 — $1,371/mo
• E-6 — $1,539/mo
• E-7 — $1,671/mo
• O-1 — $1,401/mo
• O-2 — $1,536/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Albany?

The 2026 O-3 BAH rate in Albany is $1,905/mo with dependents and $1,515/mo without dependents.

What is the total monthly pay for O-3 in Albany?

An O-3 with 6 years of service in Albany earns approximately $9,970.48/mo total compensation with dependents (base pay $7,737 + BAH $1,905 + BAS $328.48). Without dependents: $9,580.48/mo.

Is Albany BAH above or below average?

O-3 BAH in Albany is $954 below the national average of $2,859/mo with dependents.

View all Georgia BAH rates →