E-3 BAH Rates in Albany, GA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-3 (Private First Class (PFC)) stationed in Albany, GA is $1,326 per month with dependents and $1,197 per month without dependents. This rate is $803 below the national average for E-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-3 base pay of $3,015/mo (at 2 years of service) and BAS of $476.95/mo, total monthly compensation in Albany is approximately $4,817.95 with dependents or $4,688.95 without.
E-3 BAH: Albany vs National Average
| Albany | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,326 | $2,129 | −$803 |
| Without Dependents | $1,197 | $1,683 | −$486 |
E-3 Total Monthly Compensation in Albany
Here is how E-3 pay breaks down for a service member with 2 years of service stationed in Albany:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,015 | $3,015 |
| BAH | $1,326 | $1,197 |
| BAS | $476.95 | $476.95 |
| Total | $4,817.95 | $4,688.95 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Albany
- E-4 — $1,326/mo
- E-5 — $1,371/mo
- E-6 — $1,539/mo
- E-7 — $1,671/mo
- O-1 — $1,401/mo
- O-2 — $1,536/mo
- O-3 — $1,905/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-3 in Albany?
The 2026 E-3 BAH rate in Albany is $1,326/mo with dependents and $1,197/mo without dependents.
What is the total monthly pay for E-3 in Albany?
An E-3 with 2 years of service in Albany earns approximately $4,817.95/mo total compensation with dependents (base pay $3,015 + BAH $1,326 + BAS $476.95). Without dependents: $4,688.95/mo.
Is Albany BAH above or below average?
E-3 BAH in Albany is $803 below the national average of $2,129/mo with dependents.
E-3 BAH in Albany, GA, in context
An E-3 with dependents in Albany, GA draws $1,326/mo — 37.7% below the national average of $2,129 for this grade (277th of 299 MHAs). Without dependents the rate is $1,197/mo, a $129 difference.
Worth knowing: promotion to E-4 does not raise BAH in this MHA — both grades draw $1,326/mo with dependents. The housing bump at junior grades often arrives later than the stripe.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.