O-2 BAH Rates in Tampa, FL (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Tampa, FL is $3,039 per month with dependents and $2,649 per month without dependents. This rate is $431 above the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Tampa is approximately $9,851.98 with dependents or $9,461.98 without.

O-2 BAH: Tampa vs National Average

	Tampa	National Avg	Difference
With Dependents	$3,039	$2,608	+$431
Without Dependents	$2,649	$2,243	+$406

O-2 Total Monthly Compensation in Tampa

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Tampa:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$3,039	$2,649
BAS	$328.48	$328.48
Total	$9,851.98	$9,461.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Tampa

• E-3 — $2,520/mo
• E-4 — $2,520/mo
• E-5 — $2,709/mo
• E-6 — $3,042/mo
• E-7 — $3,066/mo
• O-1 — $2,757/mo
• O-3 — $3,081/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Tampa?

The 2026 O-2 BAH rate in Tampa is $3,039/mo with dependents and $2,649/mo without dependents.

What is the total monthly pay for O-2 in Tampa?

An O-2 with 4 years of service in Tampa earns approximately $9,851.98/mo total compensation with dependents (base pay $6,484.5 + BAH $3,039 + BAS $328.48). Without dependents: $9,461.98/mo.

Is Tampa BAH above or below average?

O-2 BAH in Tampa is $431 above the national average of $2,608/mo with dependents.

View all Florida BAH rates →