E-5 BAH Rates in Pensacola, FL (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in Pensacola, FL is $1,863 per month with dependents and $1,644 per month without dependents. This rate is $426 below the national average for E-5.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in Pensacola is approximately $6,449.95 with dependents or $6,230.95 without.

E-5 BAH: Pensacola vs National Average

	Pensacola	National Avg	Difference
With Dependents	$1,863	$2,289	−$426
Without Dependents	$1,644	$1,871	−$227

E-5 Total Monthly Compensation in Pensacola

Here is how E-5 pay breaks down for a service member with 6 years of service stationed in Pensacola:

Component	With Dependents	Without Dependents
Base Pay	$4,110	$4,110
BAH	$1,863	$1,644
BAS	$476.95	$476.95
Total	$6,449.95	$6,230.95

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Pensacola

• E-3 — $1,794/mo
• E-4 — $1,794/mo
• E-6 — $2,235/mo
• E-7 — $2,256/mo
• O-1 — $1,914/mo
• O-2 — $2,232/mo
• O-3 — $2,271/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-5 in Pensacola?

The 2026 E-5 BAH rate in Pensacola is $1,863/mo with dependents and $1,644/mo without dependents.

What is the total monthly pay for E-5 in Pensacola?

An E-5 with 6 years of service in Pensacola earns approximately $6,449.95/mo total compensation with dependents (base pay $4,110 + BAH $1,863 + BAS $476.95). Without dependents: $6,230.95/mo.

Is Pensacola BAH above or below average?

E-5 BAH in Pensacola is $426 below the national average of $2,289/mo with dependents.

View all Florida BAH rates →