O-3 BAH Rates in Patrick Sfb, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Patrick Sfb, FL is $2,922 per month with dependents and $2,742 per month without dependents. This rate is $63 above the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Patrick Sfb is approximately $10,987.48 with dependents or $10,807.48 without.
O-3 BAH: Patrick Sfb vs National Average
| Patrick Sfb | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,922 | $2,859 | +$63 |
| Without Dependents | $2,742 | $2,493 | +$249 |
O-3 Total Monthly Compensation in Patrick Sfb
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Patrick Sfb:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,922 | $2,742 |
| BAS | $328.48 | $328.48 |
| Total | $10,987.48 | $10,807.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Patrick Sfb
- E-3 — $2,325/mo
- E-4 — $2,325/mo
- E-5 — $2,502/mo
- E-6 — $2,883/mo
- E-7 — $2,907/mo
- O-1 — $2,553/mo
- O-2 — $2,880/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Patrick Sfb?
The 2026 O-3 BAH rate in Patrick Sfb is $2,922/mo with dependents and $2,742/mo without dependents.
What is the total monthly pay for O-3 in Patrick Sfb?
An O-3 with 6 years of service in Patrick Sfb earns approximately $10,987.48/mo total compensation with dependents (base pay $7,737 + BAH $2,922 + BAS $328.48). Without dependents: $10,807.48/mo.
Is Patrick Sfb BAH above or below average?
O-3 BAH in Patrick Sfb is $63 above the national average of $2,859/mo with dependents.
O-3 BAH in Patrick Sfb, FL, in context
An O-3 with dependents in Patrick Sfb, FL draws $2,922/mo — 2.2% above the national average of $2,859 for this grade (104th of 299 MHAs). Without dependents the rate is $2,742/mo, a $180 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $186/mo (to $3,108), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.