E-6 BAH Rates in Panama City, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-6 (Staff Sergeant (SSG)) stationed in Panama City, FL is $2,442 per month with dependents and $1,959 per month without dependents. This rate is $169 below the national average for E-6.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-6 base pay of $4,759.5/mo (at 10 years of service) and BAS of $476.95/mo, total monthly compensation in Panama City is approximately $7,678.45 with dependents or $7,195.45 without.
E-6 BAH: Panama City vs National Average
| Panama City | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,442 | $2,611 | −$169 |
| Without Dependents | $1,959 | $2,037 | −$78 |
E-6 Total Monthly Compensation in Panama City
Here is how E-6 pay breaks down for a service member with 10 years of service stationed in Panama City:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,759.5 | $4,759.5 |
| BAH | $2,442 | $1,959 |
| BAS | $476.95 | $476.95 |
| Total | $7,678.45 | $7,195.45 |
Base pay shown for 10 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Panama City
- E-3 — $2,058/mo
- E-4 — $2,058/mo
- E-5 — $2,163/mo
- E-7 — $2,538/mo
- O-1 — $2,202/mo
- O-2 — $2,439/mo
- O-3 — $2,709/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-6 in Panama City?
The 2026 E-6 BAH rate in Panama City is $2,442/mo with dependents and $1,959/mo without dependents.
What is the total monthly pay for E-6 in Panama City?
An E-6 with 10 years of service in Panama City earns approximately $7,678.45/mo total compensation with dependents (base pay $4,759.5 + BAH $2,442 + BAS $476.95). Without dependents: $7,195.45/mo.
Is Panama City BAH above or below average?
E-6 BAH in Panama City is $169 below the national average of $2,611/mo with dependents.
E-6 BAH in Panama City, FL, in context
An E-6 with dependents in Panama City, FL draws $2,442/mo — 6.5% below the national average of $2,611 for this grade (142nd of 299 MHAs). Without dependents the rate is $1,959/mo, a $483 difference.
Promotion changes housing money here: pinning on E-7 raises BAH in this MHA by $96/mo (to $2,538), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.