E-4 BAH Rates in Panama City, FL (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Panama City, FL is $2,058 per month with dependents and $1,713 per month without dependents. This rate is $71 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Panama City is approximately $6,193.45 with dependents or $5,848.45 without.

E-4 BAH: Panama City vs National Average

	Panama City	National Avg	Difference
With Dependents	$2,058	$2,129	−$71
Without Dependents	$1,713	$1,683	+$30

E-4 Total Monthly Compensation in Panama City

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Panama City:

Component	With Dependents	Without Dependents
Base Pay	$3,658.5	$3,658.5
BAH	$2,058	$1,713
BAS	$476.95	$476.95
Total	$6,193.45	$5,848.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Panama City

• E-3 — $2,058/mo
• E-5 — $2,163/mo
• E-6 — $2,442/mo
• E-7 — $2,538/mo
• O-1 — $2,202/mo
• O-2 — $2,439/mo
• O-3 — $2,709/mo

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Panama City?

The 2026 E-4 BAH rate in Panama City is $2,058/mo with dependents and $1,713/mo without dependents.

What is the total monthly pay for E-4 in Panama City?

An E-4 with 4 years of service in Panama City earns approximately $6,193.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,058 + BAS $476.95). Without dependents: $5,848.45/mo.

Is Panama City BAH above or below average?

E-4 BAH in Panama City is $71 below the national average of $2,129/mo with dependents.

View all Florida BAH rates →